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Insurance Insights & Guides

Plain-English guides on health, dental, vision, supplemental, and family insurance — written by licensed agents who do this every day.

Skilled Trades

Coverage for Independent and Contract Welders

How independent and contract welders get portable individual coverage that fits variable trade income.

6 min readRead article →
Skilled Trades

Occupational Hazards Welders Should Insure Against

The specific hazards welders face, from burns to fume exposure, and the coverage that matches each risk.

7 min readRead article →
Skilled Trades

Why Welders Need Accident Coverage on Top of Health

A health plan treats the injury; accident coverage replaces the paycheck.

6 min readRead article →
Skilled Trades

Health Insurance for Welders in 2026

Burns, eye strain, and fumes make coverage non-negotiable for welders. Here's how to build the right protection as an independent tradesman.

6 min readRead article →
Freelancer Coverage

The Freelancer's Complete Guide to Health Insurance in 2025

If you've ever stared at the ACA marketplace at 11pm with no idea which plan to pick, this is the guide we wish every freelancer had three years ago.

9 min readRead article →
Tax & Coverage

Self-Employed Health Insurance Deduction: What Creative Professionals Are Missing

There's a line on your Schedule 1 that quietly turns your monthly premium into a six-figure career tax break — and most freelancers don't claim it correctly.

7 min readRead article →
Studio Benefits

How Freelance Studios Can Offer Health Benefits to Their Small Team

You can put a real group plan in place for a 3-person studio in under two weeks. Here's the playbook Spark & Shield Health uses with small creative shops.

8 min readRead article →